Recently, in the District of Columbia and across the United States, there have been sporadic civil lawsuits and criminal prosecutions against people accused of false school district student residency claims in out of boundary school districts. These laws are not just limited to parents but anyone found to be directly aiding the parent in the… Read more »
How the $25 Billion Dollar National Mortgage Settlement Affects Homeowners
In March 2012, 49 states, various state mortgage regulatory agencies, the federal government, and 5 of the largest mortgage servicers entered into the National Mortgage Settlement[1]. The 5 mortgage servicers are: Ally/GMAC Bank of America CitiMortgage JPMorgan Chase Wells Fargo These 5 multi-billion dollar service companies admitted in this agreement that they illegally initiated foreclosure… Read more »
CREDIT CARD DEBT LAWSUITS AMERICA’S NEXT FINANCIAL CATASTROPHE
In 2003, Americans were carrying 1.46 billion credit cards, for an average of five credit cards person.[1] By 2009, outstanding consumer loans exceeded $2.5 trillion, of which debt from credit cards and other revolving credit card debt was nearly $1 trillion at its peak, with subprime credit cards constituting more than a quarter of the… Read more »
DOES DUE PROCESS EXIST FOR CREDIT CARD DEBTORS IN SMALL CLAIMS COURT?
Recently, I represented a bankruptcy client in a case brought against her by Capital One Bank in small claims court in Washington D.C. for about $1,500 credit card debt. I reluctantly went and I couldn’t help but wonder why a major bank such as Capital One would even go through the trouble of retaining counsel… Read more »
IS THERE RELIEF THROUGH BANKRUPTCY FOR DEFAULTED STUDENT LOANS?
The beaten-down American consumer is in the throes of scratching his way out from under the mortgage loan lending crisis, and now there is a new and looming catastrophe: the ever-growing student loan crisis. Student loan borrowing exceeded the $100 billion mark in 2010, and total outstanding student loans surpassed the $1 trillion point for… Read more »
BEWARE OF MORTGAGE FORENSIC AND SECURITAZATION AUDITS
The American homeowner continues to be victimized in the mortgage crisis. First it was the predatory lenders and unscrupulous loan officers that gave home loans to people who they knew couldn’t really afford them. These people bought into the whole idea that buying a home was part of the American dream to which they were… Read more »
SAME-SEX COUPLE ADOPTIONS. FOSTER CARE. SYMBIOTIC.
Believe it or not, there are still some states in this country where gay and lesbian couples are banned from adopting children. Luckily, for the children languishing in foster care in Washington, D.C., that isn’t the case. To some, that sounds like a controversial statement. To attorneys like me who represent both children in foster… Read more »