Get the name, address and telephone number of the person contacting you about the debt, as well as the name of the original creditor. Then give us a call and tell us the exact circumstances of the contact. You may have grounds for lawsuit that will cost you only the court filing fee and expenses…. Read more »
Is there credit available to me after a Chapter 7 bankruptcy filing?
Depending on how good your credit was before filing bankruptcy, some credit may be less available to you and/or the terms of credit may be less favorable to you. However, many people find some types of credit are available to them immediately after receiving their bankruptcy discharge and they are eligible for competitive home and… Read more »
I think I might owe the debt I am being sued on, so should I just pay them the money or try to defend against the lawsuit?
It depends on the particular facts of your case. Keep in mind, though, that there are a lot of good reasons to at least consult with an attorney about defending against the lawsuit, and if it is a very old debt or a debt that you do not recognize, whether you should make any sort… Read more »
A debt collector is suing me, what should I do?
The most important things to do are (1) don’t panic; (2) don’t beat yourself up, it happens more times than you think and (3) don’t ignore altogether or put off dealing with the lawsuit. Either respond to the lawsuit personally, or through an attorney, as soon as possible and definitely by the date stated in… Read more »