Can I get rid of my student loan debt in a bankruptcy?

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You may only get rid of student loan debt in a Chapter 7 bankruptcy, if you can demonstrate an “undue hardship” to the bankrupty court.

Demonstrating undue hardship to the bankruptcy court, though not impossible, is very difficult to do.

Although you may not discharge debt in a Chapter 7 bankruptcty unless you can show “undue hardship”, you can consolidate the student loan debt with your other bills in a Chapter 13 bankruptcy reorganization plan, and stop all collection activities against you.