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Bankruptcy

And Debt Relief

Bankruptcy

And Debt Relief

A structured path forward when financial

pressure becomes unsustainable.

A structured path forward when

financial pressure becomes

unsustainable.

Financial pressure builds, until it doesn’t.

Financial pressure builds, until it doesn’t.

Missed payments.

Creditor pressure.

The risk of losing what you’ve worked for.

This is often the point where action matters most.

Missed payments. Creditor pressure. The risk of losing what you’ve worked for. This is often the point where action matters most.

Our Approach

Our

Approach

We focus on clarity and control.
We don't believe in simply moving cases forward,
we believe in moving clients forward.
Every step is taken with your long-term
financial future in mind.

We focus on clarity and control.
We don't believe in simply moving cases forward, we believe in moving clients forward. Every step is taken with your long-term financial future in mind.

What We Handle

What We

Handle

01

Chapter 7 bankruptcy

(debt discharge)

Chapter 7 bankruptcy

(debt discharge)

Chapter 13 bankruptcy

(repayment plans)

Chapter 13 bankruptcy

(repayment plans)

02

Foreclosure-related

bankruptcy strategy

Foreclosure-related

bankruptcy strategy

03

Wage garnishment

and creditor actions

Wage garnishment

and creditor actions

04

Pre-filing strategy

and case evaluation

Pre-filing strategy

and case evaluation

05

Understanding

Your Options

Understanding

Your Options

Chapter 7 focuses

on discharging

qualifying debt.

Chapter 7 focuses

on discharging

qualifying debt.

01

01

Chapter 13 creates a

structured path to

repay it over time.

Chapter 13 creates a

structured path to

repay it over time.

02

02

The right approach

depends on your

financial position and the

result you want to achieve.

The right approach

depends on your

financial position and the

result you want to achieve.

03

03

Bankruptcy And Strategy

Bankruptcy

And Strategy

Bankruptcy is not just a filing. It is a legal strategy.

Bankruptcy is not just a filing.
It is a legal strategy.

Timing matters.

Structure matters.

Preparation matters.

Timing matters.

Structure matters.

Preparation matters.

In many cases, what happens before
filing can be just as important as the filing itself.

In many cases, what happens before
filing can be just as important as
the filing itself.

Where This

Matters Most

Where This

Matters

Most

Timing matters

01

When debt

has become

unmanageable

01

Strategy Matters

02

Strategy Matters

02

Execution Matters

03

Execution Matters

03

Protection Matters

04

Protection Matters

04

Outcome Matters

05

Outcome Matters

05

Jurisdiction Matters

Jurisdiction

Matters

Bankruptcy is governed by federal law,
but local rules, procedures, and court practices
differ between Washington, D.C. and Maryland.
We tailor our strategy to the jurisdiction where your case is
filed because successful bankruptcy representation
requires more than simply knowing the federal Bankruptcy
Code. It requires understanding how each court applies
its local rules and procedures in practice.

Bankruptcy is governed by federal law, but local rules, procedures, and court practices differ between Washington, D.C. and Maryland. We tailor our strategy to the jurisdiction where your case is filed because successful bankruptcy representation requires more than simply knowing the federal Bankruptcy Code. It requires understanding how each court applies its local rules and procedures in practice.

This is your turning point. What happens next
depends on how the situation is handled and

whether action occurs before options narrow.

This is your turning point. What happens next depends on how the situation is handled and whether action occurs before options narrow.

Client

Client

Experience

Experience

Client experiences and results vary.

Past results do not guarantee or predict

a similar outcome in any future matter.

Client experiences and results vary.

Past results do not guarantee or predict

a similar outcome in any future matter.

Wallace Q.

Wallace Q.

“I came to Ms. Braxton because I was facing a large wage garnishment that I could not afford. Ms. Braxton filed a Chapter 7 bankruptcy for me, and the garnishment stopped. My debts were discharged, and three years later my credit was strong enough that I was able to buy a home with a market interest rate.”

“I came to Ms. Braxton because I was facing a large wage garnishment that I could not afford. Ms. Braxton filed a Chapter 7 bankruptcy for me, and the garnishment stopped. My debts were discharged, and three years later my credit was strong enough that I was able to buy a home with a market interest rate.”

02

02

Bankruptcy and debt relief

Bankruptcy and debt relief